Take the next leap
for your business

Growth and acquisition funding of
£0.5m to £5m for established SMEs

  Bespoke amortisation structures
  Fixed or floating interest rates
  Terms between 3 and 7 years

Capital catered to your growth ambitions

Do you need help achieving your business goals and reach new heights?

SME Capital provides bespoke long-term, growth capital and acquisition finance solutions to established businesses that are going through significant strategic milestones or events, no matter what industry you operate in, without you giving up equity or providing collateral. 

Built by entrepreneurs for entrepreneurs, we are passionate about SME growth and understand the challenges and the difficulties SMEs face when trying to find the right funding options. After all, no two businesses are the same and neither are growth plans. 

We know what makes a successful relationship between investor and borrower possible, without unnecessary stress or complications; just smart decisions made quickly, so both parties can move forward together.

Through our streamlined approach, our Regional Directors across the UK will take the time to fully understand your needs and support you with your business loan application. We take the time necessary to review your vision, business model, underlying financials and management team on your own merits regardless of business offering, industry or background.

We have significant capital at hand which we can deploy when investing into medium sized businesses that have experienced profitable growth over recent years with strong management teams, looking out for your best interests locally.

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Available to UK businesses
We work with profitable businesses across sectors that have:

check-bullet  Earnings typically over £250k

check-bullet  At least 3 years of trading history

check-bullet  Strong operational cash flow

check-bullet  A proven management track record

 

“Thanks to SME Capital for supporting
our plans, in spite of all the challenges
of the last year.”

Mark Hughes and Phil Jones, Joint MDs at Agile Group, were able to integrate
an acquisition and offer a wider range of software on a global scale.

more-wht  View case study

 

Supporting the backbone of the UK economy

7%
Interest rates from 7% p.a 

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News & Insights

Insights: February 2022
What is a Management Buyout (MBO)?

What is a Management Buyout (MBO)? Management Buyout (MBO) is a process in which a company’s key management team acquires all or part of the company they manage.

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Insights: February 2022
The role of an advisor when borrowing
The Role Of An Advisor When Borrowing Buying or selling a business is one of the most important decisions. Learn about the role of an advisor when borrowing.

smecapital-blog-acquisition-pitfalls-sm

Insights: January 2022
Acquisition finance - 15 pitfalls to avoid
Acquisition Finance – 15 Pitfalls to Avoid There are pitfalls for potential borrowers to avoid when it comes to putting in place the debt piece of the funding structure.

Looking for funding?
Start today.

Whether you are an eligible business or an intermediary advisor, our Regional Directors are on hand to discuss your funding requirements and feasibility.

Our funding partners

At SME Capital, we support owner-managed and local business in taking the next step in their evolution, whether that be growth, acquisition or succession. We're very pleased to work with high quality investors, like SCIO and Prytania, who share our conviction that SMEs are core to the post-pandemic recovery, innovation and establishment of strong local and national economy.

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